Disclaimer

BizGuru AI ("BizGuru", "we", "us", or "our") provides AI-powered business assistance intended to help entrepreneurs, founders, startups, MSMEs, freelancers, and business teams explore ideas, strategies, planning, marketing, growth, operations, and related business decisions.

By accessing or using BizGuru AI, you acknowledge and agree to the following disclaimer.

1. AI-Generated Information

BizGuru AI uses artificial intelligence to generate responses based on the information provided by users and the context available to the system.

AI-generated responses may:

• Contain inaccuracies or errors.
• Omit relevant information.
• Misinterpret a question or business situation.
• Rely on incomplete or incorrect assumptions.
• Produce recommendations that may not be appropriate for your circumstances.
• Change between conversations or similar questions.

Accordingly, AI-generated information should not be treated as guaranteed factual, professional, or authoritative advice.

You are responsible for independently reviewing and validating information before relying on it.

2. General Business Guidance Only

BizGuru AI is designed to provide general business guidance, ideas, analysis, frameworks, and decision-support information.

It is not a substitute for professional judgment or advice from qualified professionals.

BizGuru AI does not establish a professional-client relationship between you and BizGuru AI, its operators, or its AI systems.

You should seek appropriate professional advice before making significant decisions involving your business, finances, legal obligations, taxation, investments, employment, regulatory compliance, or other matters requiring specialized expertise.

3. No Legal or Tax Advice

Information generated by BizGuru AI should not be considered legal, tax, accounting, regulatory, or compliance advice.

Laws, regulations, taxation rules, government requirements, and compliance obligations may vary according to:

• Country
• State or region
• Industry
• Business structure
• Transaction type
• Individual circumstances
• Date of application

You should consult a qualified lawyer, chartered accountant, tax professional, or relevant regulatory specialist before relying on information concerning legal, tax, accounting, or regulatory matters.

4. No Financial or Investment Advice

BizGuru AI may assist with general financial planning concepts, business calculations, unit economics, break-even analysis, pricing considerations, and related business frameworks.

Such information is provided for general informational purposes only.

It does not constitute:

• Investment advice
• Securities advice
• Portfolio management
• Financial planning by a licensed professional
• A recommendation to buy or sell an asset
• A guarantee of financial performance

You should independently verify financial assumptions and consult an appropriately qualified professional where necessary.

5. No Guarantee of Business Results

BizGuru AI does not guarantee any particular:

• Revenue
• Profit
• Sales
• Customer acquisition
• Conversion rate
• Investment return
• Market share
• Business growth
• Cost reduction
• Funding outcome
• Business valuation
• Operational result

Business outcomes depend on numerous factors beyond the control of BizGuru AI, including market conditions, execution, competition, customer behavior, capital availability, regulatory requirements, and external economic conditions.

Using BizGuru AI does not guarantee business success.

6. Business Plans and Strategies

BizGuru may generate business plans, marketing strategies, growth frameworks, pricing suggestions, customer-acquisition ideas, financial estimates, and other strategic recommendations.

These outputs are intended to serve as starting points for analysis and planning, not as guaranteed or independently validated business plans.

You should evaluate recommendations against your:

• Actual financial data
• Market research
• Customer requirements
• Competitor environment
• Operational capabilities
• Legal obligations
• Available resources
• Business objectives

Where appropriate, conduct independent research before implementation.

7. Accuracy and Verification

Although we aim to provide useful and relevant responses, we do not guarantee that information generated by BizGuru AI is complete, current, accurate, or suitable for your particular circumstances.

External information, market conditions, pricing, regulations, competitors, technologies, and other business factors can change.

You are responsible for verifying material information before making consequential decisions.

8. User Responsibility

You are solely responsible for decisions and actions you take based on information obtained through BizGuru AI.

Before implementing an AI-generated recommendation, you should consider:

1. Whether the information applies to your situation.
2. Whether important assumptions are correct.
3. Whether additional research is required.
4. Whether professional advice is appropriate.
5. What risks or unintended consequences may arise.

BizGuru AI should be used as a decision-support and brainstorming tool, not as a replacement for your own judgment.

9. Business Profile Information

BizGuru AI may use information from your optional Business Profile to make responses more relevant.

The quality of personalized recommendations depends partly on the accuracy and completeness of the information you provide.

BizGuru AI does not independently verify every Business Profile detail.

You are responsible for ensuring that information you provide is accurate, lawful, and information you are authorized to submit.

10. Third-Party AI Technology

BizGuru AI uses third-party AI infrastructure, including Google Gemini, to generate responses.

The performance and availability of AI-generated functionality may therefore depend partly on third-party systems.

AI providers may experience:

• Service interruptions
• Rate limits
• Latency
• Model changes
• Availability issues
• Technical errors

BizGuru AI cannot guarantee uninterrupted availability or identical responses from AI systems over time.

11. Confidential and Sensitive Information

Users should avoid entering information into BizGuru AI that is unnecessarily sensitive or that they are not authorized to disclose.

This includes, where unnecessary:

• Passwords
• API keys
• Private encryption keys
• Banking credentials
• Payment-card information
• Highly sensitive personal information
• Confidential third-party information

BizGuru AI does not require such information for ordinary business-assistance functionality.

12. No Emergency or Critical-Service Use

BizGuru AI is not designed for emergency services or situations where immediate professional intervention is required.

Do not rely on BizGuru AI for decisions where an incorrect or delayed response could reasonably result in serious harm.

For urgent legal, medical, financial, security, or regulatory matters, contact the appropriate qualified professional or emergency service.

13. Third-Party Information and Recommendations

BizGuru AI may discuss businesses, products, services, technologies, markets, strategies, or other third-party information.

Mention of a third party does not necessarily constitute:

• An endorsement
• A partnership
• A recommendation
• A guarantee
• An affiliation

Users should independently evaluate third-party products and services before purchasing or relying upon them.

14. Service Availability

BizGuru AI is provided on an "as available" basis.

We do not guarantee that the Service or any particular AI feature will always be:

• Available
• Uninterrupted
• Error-free
• Accurate
• Complete
• Free from delays

Temporary interruptions may occur because of maintenance, infrastructure issues, security events, third-party provider outages, network conditions, or other circumstances beyond our reasonable control.

15. Limitation of Reliance

Information provided through BizGuru AI should be viewed as assistance for thinking, planning, research, and exploration.

You should not rely exclusively on an AI-generated response when making significant business, legal, financial, regulatory, or other consequential decisions.

Where a decision could materially affect your business, finances, legal position, or other important interests, obtain appropriate independent verification.

16. Intellectual Property and Third-Party Materials

AI-generated outputs may sometimes resemble information or concepts available elsewhere.

You are responsible for determining whether an output is appropriate for your intended use and whether additional intellectual-property review is necessary.

Do not assume that an AI-generated output is automatically free from third-party rights or restrictions.

17. Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes to:

• BizGuru AI
• AI technology
• Applicable laws
• Service functionality
• Business practices

The "Last Updated" date indicates the most recent revision.

18. Contact

For questions regarding this Disclaimer, please contact: